Stop paying lot rent and start building equity. Finding a home in Mesa with owned land and no HOA is becoming a true rarity. At 922 S 98th St, you get the freedom of full ownership combined with the ultimate peace of mind: a brand-new 2025 AC system. If you’ve been searching for a single-level home in East Mesa that offers long-term financial predictability and zero restrictive oversight, this is the one you’ve been waiting for.
Single level homes for sale in Mesa AZ that offer a level of flexibility and predictability is increasingly hard to find.
This home is not in a 55+ community. There is no HOA. And there is no lot rent.
Who this home tends to appeal to right away
Buyers looking for a Mesa home with no HOA and owned land often compare properties like this to leased-land communities. In contrast, this home stands out because it offers full ownership and single-level living. Therefore, it is ideal for buyers who want to avoid lot rent and keep their monthly costs predictable. Additionally, the lack of an HOA provides the freedom to use the property without restrictive rules.
Why owned land makes a real difference
Many homes in this area sit on leased land. In contrast, at this property, you own the land. There is no lot rent and no association fee. While the upfront price looks appealing, lot rent typically increases over time. Consequently, this changes your monthly expenses and can hurt your future resale value
Here, you own the land. There is no lot rent. No association fee. In many East Mesa communities, buyers pay ongoing lot rent, which increases yearly. This home removes that monthly obligation and the uncertainty that comes with future increases.
For many buyers, that alone is a deciding factor.
Not a 55+ community means broader options
This home is not age restricted. There are no age-based occupancy rules or community lifestyle limitations.
That flexibility matters now and later. Additionally, homes without age restrictions typically appeal to a wider range of buyers.”
I regularly help buyers who want to live in Mesa without being locked into a specific type of community, and this property fits that goal well.
A single-level layout with room to adapt
The home offers 1,344 square feet with two bedrooms, two bathrooms, and a separate den or bonus room. The layout is single level, which many buyers prefer for everyday living.
The den could easily be converted into a third bedroom if needed. Consequently, many buyers choose to use this space as a home office or hobby room today, knowing they can adapt it later.”
Lock and leave living with low exterior upkeep
This property works well as a lock and leave home, largely due to its desert landscaping and manageable exterior maintenance. There is no grass to care for and no HOA requirements dictating yard upkeep.
The extra-large covered patio adds usable outdoor space without adding work, making it easy to enjoy the outdoors without committing to ongoing maintenance.
Storage, hobby space, and parking flexibility
This home offers a level of usable space that is hard to find without an HOA. For example, the property includes a brand-new 2025 AC system and a separate work area with electric. This dedicated space is perfect for a workshop, a climate-controlled hobby room, or extra storage.
Additionally, you will find two private storage sheds and a two-car covered carport. Most importantly, there is ample space at the rear of the property for an RV, a boat, or other recreational items. Because there are no restrictive association rules, you have the flexibility to park your vehicles and store your gear right on your own land. As a result, you save money on monthly storage fees while keeping your belongings close at hand.
Key features include:
- Air conditioning system replaced in 2025
- Washer, dryer, and refrigerator included
- Separate work or hobby area with electric
- Two private on-site storage sheds
- Two-car covered carport plus additional slab parking
- Space at the rear of the property suitable for an RV, boards, or other recreational items
For many buyers, this kind of flexibility becomes the deciding factor.
What buyers usually want to confirm quickly
- Air conditioning replaced in 2025
- 1,344 square feet
- Single-level home
- No HOA
- Land is owned, not leased
- Not age restricted
- Washer, dryer, and refrigerator included
- Extra-large covered patio
- Two on-site storage sheds
- Space for RV or recreational storage
Location context buyers appreciate
The home is located near Southern Avenue and Ellsworth Road, with convenient access to US-60, shopping, and everyday services. The surrounding area reflects established neighborhoods rather than dense, highly regulated communities.
This part of East Mesa consistently appeals to buyers who want convenience without extra layers of restriction.
Who this home may not be the best fit for
Buyers who want gated amenities, shared pools, or HOA-managed landscaping may prefer a different type of neighborhood.
Frequently asked questions about 922 S 98th St Mesa AZ
Is the air conditioning system new?
Yes, the air conditioning system was new as of 2025. This offers significant peace of mind and energy efficiency for the buyer.
Is this home in a 55+ community?
No, this home is not age-restricted. It is open to buyers of all ages, and there is no HOA.
Is the land owned or leased?
The land is fully owned. This means there is no monthly lot rent and no association fees, providing more long-term financial stability for the homeowner.
Is there an HOA?
No, there is no HOA.
Are appliances included?
Yes, the refrigerator, washer, and dryer are all included in the sale of the home.
Can the den become a third bedroom?
Yes, the den could easily be converted into a third bedroom.
Deciding if this home fits your plans
If you are comparing Mesa homes and feeling limited by HOAs, leased land, or age restrictions, this property offers a different option. A newer 2025 AC system, owned land, and single-level living all contribute to how a home performs over time.
I’m Shirley Coomer, a licensed Arizona real estate agent with Keller Williams Realty, serving Mesa and the greater Phoenix metro area since 2005. I help buyers focus on the details that actually matter long term.
If you would like to talk through whether this home or a similar Mesa property fits your plans, you can call or text me at 602-770-0643 or email me at scoomer@kw.com.